Quantisense credit appraisal pipeline screen
All work

AI/ML · Web

Quantisense

Automated credit appraisal that cuts turnaround from a week to minutes: document parsing, fraud detection, stress tests, a research agent and CAM report generation.

Role
Design and engineering
Year
2026
Status
Built
Stack
  • MERN
  • ML
  • EDA
  • Python
  • LLM
  • FastAPI
  • <10 min

    Credit appraisal, down from 5–7 days

  • 92.5%

    AI risk analysis accuracy

(01)

Problem

Credit appraisal is slow and manual. Documents are read by hand, figures are cross-checked by eye and the appraisal memo is written from scratch, which stretched a single case to 5–7 days.

(02)

Approach

Quantisense turns the appraisal into a pipeline: parse the documents, flag fraud signals, stress-test the numbers, research the borrower with an agent and assemble the credit appraisal memo (CAM) automatically.

(03)

What it does

  • Document parsing. Extracts the figures the analysis needs from the submitted documents.
  • Fraud detection. Flags anomalies in the data before they reach the memo.
  • Stress tests. Runs the borrower's numbers through adverse scenarios.
  • Research and company intelligence. LLM agents gather context on the borrower and check the facts they find.
  • Bull and bear debate. Opposing agents argue for and against the loan and a chairman agent weighs them into a decision.
  • CAM generation. Produces the credit appraisal memo as a Word document.
(04)

Outcome

Appraisal time dropped from 5–7 days to under 10 minutes, with 92.5% accuracy on the AI risk analysis.

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© 2026

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